Thursday, December 4, 2008

Selling a Home

Selling your home can be exciting, but it also takes work. You’ll need to fix all those little problems you’ve let go for so many years. You need to decide if you’re going to try to sell your own home or use a professional real estate broker. And you’ll need to be patient! Selling your home can take some time, depending on your local real estate market.

Learn about the process and the pitfalls of selling your home, before you begin. Here are just some of the resources available.

Thursday, November 27, 2008

Local Governments

* American Hometowns – Towns, Cities, and Counties: Use the 50-state directory to find local governments.
* In-Person Service Centers in Your Community – Find government offices and services such as local motor vehicle offices, post offices, and nursing home facilities.
* International City/County Management Association – Professional and educational organization for members of the local government community.
* National Association of Counties – The only national organization representing county governments in the U.S.
* National Civic League – Nonprofit, non-partisan organization dedicated to strengthening citizen democracy in local communities.
* National League of Cities – Largest national organization of municipal governments, representing 18,000 cities, towns, and villages in the U.S.
* State and Local Government Employees – Information and services for state and local government employees, including links on grants, disaster management, and education.
* Statistics at the State and Local Levels – Data about population, health, economy, government, and more.
* U.S. Conference of Mayors – Official nonpartisan organization of U.S. mayors, representing cities with populations of 30,000 or more.
* U.S. Mayors – Locate mayors by name, city, or population size.

Thursday, November 20, 2008

State Government

U.S. States


* Alabama
* Alaska
* Arizona
* Arkansas
* California
* Colorado
* Connecticut
* Delaware
* District of Columbia
* Florida
* Georgia
* Hawaii
* Idaho
* Illinois
* Indiana
* Iowa
* Kansas



* Kentucky
* Louisiana
* Maine
* Maryland
* Massachusetts
* Michigan
* Minnesota
* Mississippi
* Missouri
* Montana
* Nebraska
* Nevada
* New Hampshire
* New Jersey
* New Mexico
* New York
* North Carolina



* North Dakota
* Ohio
* Oklahoma
* Oregon
* Pennsylvania
* Rhode Island
* South Carolina
* South Dakota
* Tennessee
* Texas
* Utah
* Vermont
* Virginia
* Washington
* West Virginia
* Wisconsin
* Wyomin

Thursday, November 13, 2008

Contact Your Government

Frequently Asked Questions

Before you contact the government, we encourage you to check our FAQ pages. The answer you need may be only a click away.

* Governmentwide FAQs – Search our database of the 2000+ most frequently asked questions about government programs and services.
* FAQs by Agency and Program – Browse our directory of frequently asked question pages from agencies and programs throughout the federal government.

Contact the Government

If you didn't find the answers to your question in our frequently asked questions pages, please contact the government directly.

* Contact Your Elected Officials – We encourage you to contact your elected officials and share your thoughts on current events and government policy.
* Contact Links Organized by Topic – Find contacts by topic without having to know the name of the government agency.
* Contact Links Organized by Agency – Find contacts for a particular agency, such as the White House or Internal Revenue Service.
* Telephone and E-mail Directories – Find agency directories, TTY directories, toll-free numbers, military locators, and more.
* In-Person Service Directory – Locate government offices and services in your community, region, or state.
* 1 (800) FED INFO – Call toll-free between 8 AM and 8 PM Eastern time, Monday through Friday, except federal holidays.
* Blogs from the U.S. Government – Read blogs from various U.S. government sourc

Thursday, November 6, 2008

Businesses and Nonprofits

Information by Topic

Buying from the Government
Sales of surplus property, sales by agency, loan portfolios and investments, postal products, Treasury bills, notes...

Sell to the Government
Government contracting, FedBizOpps, procurement opportunities, Central Contractor Registration...

Launch a Business
Business plans, mentorship, buying a franchise, buying a business, choosing a structure, naming your business...

Managing and Growing a Business
Making business decisions, managing employees, understanding fair practice, choosing insurance plans...

State Programs
Local information, laws, financial assistance, contact information...

Data and Statistics
Economic, demographic, industry, and regional statistics...


Financial Assistance
Business start-up assistance, business loans, equity capital, special-purpose loans...

International Trade
International trade analysis, market compliance, import administration, trade promotion, fair trade...

Exporting
Export basics, foreign currency rates, tariffs and taxes...

Laws and Regulations
Legal dictionary, lawyer locators, alternative dispute resolution, federal and state laws...

Business Taxes
Tax guides, state taxes, information by business structure, industries and professions, tax fraud...


Wednesday, October 29, 2008

Business sector

With the development of private property ownership, real estate has become a major area of business. Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate industry has evolved into several distinct fields. Specialists are often called on to valuate real estate and facilitate transactions

Thursday, October 23, 2008

Mortgages in real estate

In recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investment in many developing countries. In most societies, rich or poor, a significant fraction of the total wealth is in the form of land and buildings.In most advanced economies, the main source of capital used by individuals and small companies to purchase and improve land and buildings is mortgage loans (or other instruments). These are loans for which the real property itself constitutes collateral. Banks are willing to make such loans at favorable rates in large part because, if the borrower does not make payments, the lender can foreclose by filing a court action which allows them take back the property and sell it to get their money back. For investors, profitability can be enhanced by using an off plan or pre-construction strategy to purchase at a lower price which is often the case in the pre-construction phase of development.But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.