Home Improvements

Federal Loan Programs
About HUD’s rehabilitation and repair home loan
Program description
Q&As about HUD’s rehabilitation and repair loan
HUD's property improvement loan
Fixing up your home and how to finance it
HUD-approved lenders
Home Improvement Loans for Native Americans
Rural home improvement and repair loans/grants
Community-based Programs
HOME program
Contact a HOME representative in your community
Community Development Block Grant Program
Contact a CDBG representative in your area

Consumer Information
Household Energy Efficiency - Home Energy Briefs
Protect yourself: deceptive home improvement contractors
Home energy saver

Homeless

If You Are Homeless

If you are homeless, help is available! HUD, along with many other federal agencies, funds programs to help the homeless. These programs are managed by local organizations that provide a range of services, including shelter, food, counseling, and jobs skills programs. So start by contacting a homeless assistance agency in your area.
- Local homeless assistance
- Housing counseling
- Information for homeless veterans (HUDVet)
If You Are a Homeless Assistance Provider
- HUD's Homeless Assistance programs
- More on HUD's homeless assistance programs
- Second Chance Homes
- Interagency Council on Homelessness
If You Want to Help the Homeless...
- Donate to your local food bank
- State homeless assistance organizations
- Kids can help the homeless

Owning a Home

Maintaining and Improving Your Home
HUD programs - HUD has a number of programs that may help you with home improvements
Rural housing repair and rehabilitation grants and loans
Home improvements for senior citizens
Avoid deceptive home improvement contractors
Tips for hiring a contractor
Home maintenance and repair - great index of "how to's" from repairing leaky faucets to getting ketchup out of carpet

Information for people with disabilities
Energy and Your Home Environment
Make your home energy efficient with the Energy Star program
Home energy saver - find the best ways to save energy in your home
Consumer Energy Information from the Department of Energy
Protect your home from lead hazards
Indoor air quality
Radon
Paying Your Mortgage
Escrow accounts - in most cases, part of your monthly mortgage payment goes into an escrow account. Know what to expect
Mortgage insurance premiums
Your rights and the responsibilities of the mortgage servicer
Reservists, Guardsmen, and Other Military Personnel have special protections
Having trouble with your FHA lender? - HUD's National Servicing Center may be able to help you
If you are facing the loss of your home…
Avoiding foreclosure on an FHA loan
If you have trouble paying your VA loan

Selling a Home

Selling your home can be exciting, but it also takes work. You’ll need to fix all those little problems you’ve let go for so many years. You need to decide if you’re going to try to sell your own home or use a professional real estate broker. And you’ll need to be patient! Selling your home can take some time, depending on your local real estate market.

Learn about the process and the pitfalls of selling your home, before you begin. Here are just some of the resources available.