Owning a Home

Maintaining and Improving Your Home
HUD programs - HUD has a number of programs that may help you with home improvements
Rural housing repair and rehabilitation grants and loans
Home improvements for senior citizens
Avoid deceptive home improvement contractors
Tips for hiring a contractor
Home maintenance and repair - great index of "how to's" from repairing leaky faucets to getting ketchup out of carpet

Information for people with disabilities
Energy and Your Home Environment
Make your home energy efficient with the Energy Star program
Home energy saver - find the best ways to save energy in your home
Consumer Energy Information from the Department of Energy
Protect your home from lead hazards
Indoor air quality
Radon
Paying Your Mortgage
Escrow accounts - in most cases, part of your monthly mortgage payment goes into an escrow account. Know what to expect
Mortgage insurance premiums
Your rights and the responsibilities of the mortgage servicer
Reservists, Guardsmen, and Other Military Personnel have special protections
Having trouble with your FHA lender? - HUD's National Servicing Center may be able to help you
If you are facing the loss of your home…
Avoiding foreclosure on an FHA loan
If you have trouble paying your VA loan